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Roth IRA

Projects a Roth balance where qualified withdrawals are tax-free.

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Ergebnis

So funktioniert's

1Werte eingeben
2Wir wenden die Formel an
3Ergebnis ansehen

So funktioniert's

  • Enter Starting amount.
  • Enter Annual rate %.
  • Enter Years.
  • Enter Compounds / year.
  • Enter Monthly contribution.

Die Formel

Contributions grow and are withdrawn tax-free in retirement.

Rechenbeispiel

Decades of tax-free growth can be very valuable.

Häufige Fragen

Roth vs traditional?

Roth is taxed now, tax-free later.

Are there limits?

Annual contribution and income limits apply.

Tipps

  • Start early; a decade of compounding is hard to replace.
  • Always capture any employer match in full.
  • Revisit your plan yearly as income changes.

Begriffe

Nest egg
Total retirement savings.
Drawdown
Withdrawing from a pot over time.
Match
Employer contributions to your plan.