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Start / Altersvorsorge / 401(k)

401(k)

Projects a workplace retirement balance including any employer match.

Ergebnis

So funktioniert's

  • Enter Starting amount.
  • Enter Annual rate %.
  • Enter Years.
  • Enter Compounds / year.
  • Enter Monthly contribution.

Die Formel

Employee plus employer contributions compound.

Rechenbeispiel

A full match can add thousands a year at no extra cost to you.

Häufige Fragen

Grab the match?

Always — it's free money.

What return to assume?

A diversified long-term average, modestly.

Tipps

  • Start early; a decade of compounding is hard to replace.
  • Always capture any employer match in full.
  • Revisit your plan yearly as income changes.

Begriffe

Nest egg
Total retirement savings.
Drawdown
Withdrawing from a pot over time.
Match
Employer contributions to your plan.