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Schulden & Kredit
Kostenlose, private Finanzrechner. Keine Anmeldung. Nichts gespeichert.
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- Credit Card PayoffShows how long to clear a credit-card balance and the interest cost at a given payment.
- Debt SnowballOrders debts smallest to largest so quick wins build motivation.
- Debt AvalancheOrders debts by interest rate so the most expensive is cleared first.
- Minimum PaymentShows how long minimum-only payments take and their true cost.
- Balance TransferEstimates whether moving a balance to a 0% card saves money after the transfer fee.
- Debt-to-Income RatioCalculates the debt-to-income ratio lenders use to judge affordability.
- Credit UtilizationShows the share of available credit you're using, a big driver of credit scores.
- Debt Payoff DateProjects the exact month a debt is cleared at your chosen payment.