Using the Loans calculators
Enter your own figures to get an instant estimate, then read the formula, worked example and FAQ on each tool for the detail behind the result. Every calculator runs privately in your browser — nothing you type is stored or sent anywhere.
Frequently asked questions
Rate or APR — which matters?
APR includes fees, so it's the fairest number for comparing loans.
Does a longer term save money?
It lowers the monthly payment but usually raises the total interest you pay.
Are these payments exact?
They're close estimates for fixed-rate loans; your actual offer may include fees.