So funktioniert's
- Enter Starting amount.
- Enter Annual rate %.
- Enter Years.
- Enter Compounds / year.
- Enter Monthly contribution.
Die Formel
Time to goal depends on deposit and rate.
Rechenbeispiel
Bigger deposits bring the date closer.
Häufige Fragen
What speeds it up?
Larger or more frequent deposits.
Does interest help?
Yes, especially over longer periods.
Tipps
- Automate deposits so saving happens by default.
- Keep an easy-access emergency buffer separate from goals.
- Chase a competitive rate — the gap compounds.
Begriffe
- APY
- Yearly rate including compounding.
- Liquidity
- How easily you can access funds.
- CD
- A fixed-term deposit.