So funktioniert's
- Use the formula below with your own figures.
Die Formel
Compare total renting cost with total owning cost over time.
Rechenbeispiel
Short stays often favor renting; longer stays often favor buying.
Häufige Fragen
What tips the balance to buying?
A longer stay and stable prices.
What's often missed?
Maintenance, closing costs and lost investment return on the down payment.
Tipps
- Compare the total interest, not just the monthly payment.
- A larger down payment lowers both the loan and any insurance.
- Even small extra principal payments cut years off the term.
Begriffe
- Principal
- The amount borrowed, before interest.
- Amortization
- Spreading repayment into equal periodic payments.
- Escrow
- Funds held for taxes and insurance.