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FIRE Number

Calculates the portfolio needed to retire early at a 4% withdrawal rate.

Interactive inputs coming — use the formula and example below.

Przykład

Spending $40,000 a year implies a $1,000,000 FIRE number.

Jak używać

  • Use the formula below with your own figures.

Wzór

FIRE number = annual spending × 25.

Przykład

Spending $40,000 a year implies a $1,000,000 FIRE number.

Częste pytania

Why 25×?

It mirrors a 4% withdrawal rate.

Is it exact?

It's a planning benchmark, not a guarantee.

Wskazówki

  • Start early; a decade of compounding is hard to replace.
  • Always capture any employer match in full.
  • Revisit your plan yearly as income changes.

Pojęcia

Nest egg
Total retirement savings.
Drawdown
Withdrawing from a pot over time.
Match
Employer contributions to your plan.