Jak używać
- Use the formula below with your own figures.
Wzór
PV = FV ÷ (1+r)ⁿ.
Przykład
$10,000 in 10 years at 5% is worth about $6,139 today.
Częste pytania
Why discount?
Money today can be invested, so future money is worth less.
What rate to use?
Your expected return or cost of capital.
Wskazówki
- Time in the market beats timing the market.
- Reinvest returns to let compounding work.
- Keep fees low — they compound against you.
Pojęcia
- Compounding
- Earning returns on past returns.
- CAGR
- The smoothed annual growth rate.
- Yield
- Income as a percent of price.