Comment l'utiliser
- Enter Starting balance.
- Enter Annual return %.
- Enter Monthly withdrawal.
La formule
Sustainable withdrawal balances income and longevity.
Exemple concret
Higher withdrawals shorten how long the pot lasts.
Questions fréquentes
What rate is safe?
Often cited near 4%, but it depends.
Does return matter?
Strongly — sequence of returns affects longevity.
Conseils
- Start early; a decade of compounding is hard to replace.
- Always capture any employer match in full.
- Revisit your plan yearly as income changes.
Termes clés
- Nest egg
- Total retirement savings.
- Drawdown
- Withdrawing from a pot over time.
- Match
- Employer contributions to your plan.